Your trusted Mortgage Broker in Portugal

+1000 Life projects financed

+98% Satisfaction

+100% Free

Don't just take our word for it, read what our clients have to say.

We find you the best conditions for your mortgage loan

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We find you the best loan insurance

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We reduce your interest rate with remortgage

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The best mortgage broker in Portugal in numbers

In just 5 years, CAFIMO is:

1000+

satisfied customers

300M€

financed

+98%

customer satisfaction

15+

partners in Portugal

At CAFIMO, our well-established process has already enabled us to successfully help more than 1,000 Portuguese and foreign clients from all over the world in just 5 years.

With more than 300 million euros financed, our in-depth knowledge of the local landscape allows us to close the gap between our clients and the banks in Portugal.

Whether you are a resident or a non-resident, our brokers will guide you every step of the way. We take advantage of our close relationships with more than 15 Portuguese banks to get you the best conditions.

A single broker for all services

Home loans in Portugal

Home loan

Are you having trouble finding a mortgage that meets your requirements? Do you have concerns about working directly with a bank?

At CAFIMO, our home loan specialists analyze the market to guarantee you the best interest rates and financing conditions, fully adjusted to your personal situation.

Let us take care of the complex part so you can concentrate on finding your dream home.

Loan insurance

Protect your investment with the best home loan insurance in Portugal.

At CAFIMO, our specialized team thoroughly analyzes the conditions offered by insurers to provide you with the most comprehensive cover at the best price.

Move forward with confidence, with total protection.

Remortgage

Already have a loan with a high interest rate? Are you tied to Variable Rate? Or interested in a fixed rate?

Save now with CAFIMO! We follow the market and take care of the entire remortgage process for you.

We guarantee the lowest rate to save you money.

Our selection of practical tools

Practical tools to simplify things

Find the best current interest rates

Interest rates Portugal

Estimate your mortgage repayments

Mortgage calculator Portugal

Get a 100% personalized simulation

Personalized simulation

Our banking partners

Banque Novo Banco
Banque Santander
Bankinter
Banque CTT
Banque Crédito Agricola

Our Team

Maria De Magalhaes

Founder

Adelaide Ventura

Accounting B-Office

Felipe Munhoz

Insurance Broker

Greg Artur Pereira

General Manager

Elsa Louro

Mortgage Broker

Célia Trindade

Mortgage Broker

Sophie Lacoste

Mortgage Broker

Romain Palluel

Mortgage Broker

Jessica Arnaud

Mortgage Broker

Adrien Capela

Mortgage Broker

Diogo Calado

Mortgage Broker

Helena Silvestre

Mortgage Broker

Julien Passos

Social ADS Manager

Sofia Fortes

Mortgage Broker

Johanna Attal

Mortgage Broker

Frequently asked questions

What are the advantages of using a broker?

A mortgage broker saves you time and money. They negotiate the best rate and credit conditions for you with several banks. Their experience and partnerships enable them to obtain conditions that only they can achieve. He accompanies you from the beginning to the end of your purchase process.

Who pays the mortgage broker?

There are no brokerage fees in Portugal. When recommending a client to our financial partners, CAFIMO receives a commission. It's completely transparent for the client.

Can I use a bank abroad?

Applying for financing through a bank abroad is complex. They cannot take guarantees in Portugal and therefore lend you money. The only existing solution to date is a mortgage on a credit-free asset. A solution with some disadvantages and a high cost.